Vacancy Description:
Corporate Risk/Credit manager - East Midlands - £35k
Job title: Corporate Credit/Risk manager
Location: East Midlands
Salary: Up to £35k
This role offers the opportunity to join a market leading stable financial services company in the role of a Credit manager.
You will be responsible for determining the objectives, strategies and actions that need to be adopted to reduce financial risk for the organisation, and will manage the credit risk relationship (this will include quantifying risk, securing, sanctioning, (sanctioning within own limits and recommending outside limits) monitoring and control) and implement credit risk strategies through direct contact with the customer.
Your role will have two remits, in new business and existing relationships, and you will quantify risk, full financial analysis, security requirements. Sanction up to £1m, recommendation above.
You will also lead credit-based relationships for all customers, in which exposures can exceed £100m. You will operate principally through face to face customer meetings although more routine matters will be conducted through telephone meetings.
To apply for this role you will have:
In depth knowledge of Financial Accounts, Forecasts and Business Plans
Sound knowledge of the consumer credit act as applies to retailers - e.g. credit license requirements
Strong Business and Risk identification/analysis
Strong negotiation and influencing skills
Strong use of analysis and judgement
Strong interpersonal skills
Very good written and verbal communications skills
Personal organisation and time management
Computer literate
Any knowledge of Visa, MasterCard and Switch operating rules and regulations, in particular rules relating to chargeback and card scheme compliance principles and implication for fines would be beneficial, however not essential.
The successful candidate can expect to receive up to £35k plus excellent benefits.
For more information contact David Farmer of Harnham Search, or apply using the link below.